Banks & Payment Institutions

30+ years in the financial market as trusted partner
in the digital transformation journey of banking & financial institutions

We support banks, payment & financial institutions and intermediaries with a comprehensive portfolio of specialized solutions and services based on innovative technologies. Our competencies range on a wide spectrum of areas mixed together with the advanced software skills to offer a unique set of solutions for the financial market:

- Cheleo Suite: Financial modular software for the Consumer credit & NPL management;
- FARADAY: Modular platform for Risk management & AML;
- Software development & Testing specialised support.

Italian leader for NPL & Consumer credit management

Cheleo - a TXT company - is the Italian specialist in the field of design and development of products and services for the life cycle management of financing by financial and banking intermediaries: preliminary investigations, credit management and collection, disposal of credit packages, both “performing” and “non-performing”. The types of financing covered by our suite are: leasing, loans, salary-backed loans, factoring and Non Performing Loans (NPL).

With 15+ years experience in the financial market, Cheleo is recognised as specilised provider of software solutions for the management of the financing; We provide our customers with best-in-class solutions and technical support. Since the release of our first financial software, our goal has always been the satisfaction of our customers.
We provide specialised solutions to meet the needs of our customers in the financial markets, leveraging on technologies and specilised technical competencies to promote the access and use of information and data.
Our mission is to create value for our customers by designing, developing and selling high-tech applications and services for the financing markets.

A new risk approach: innovative solutions for the compliance

We offer a set of specilised solutions for the risk assessment on financing terrorism, corruption, money laundering and more. Our comprehensive platform aims to meet the needs of all the entities as Bank institutions, Insurance companies, Public entities, Governments and all those who are subject to the AML European and national legislation.
Each solution, although designed and tailored according to the needs of customer and the related activity carried out, is based on a highly flexible basic platform, FARADAY ™, which allows users to manage different types of data and support the calculation of risk in various areas.

Software Development & Quality Services

We support customers in the financial sector in developing quality software and defining strategies and testing processes, with the aim of improving the quality of the applications released, even if developed by third parties. Our teams have a consolidated experience in banking and financial core processes and IT applications and a strong methodological competence that allows to support organizations in the management and optimization of the development of web/mobile applications and software quality process.

The Group Quality Assurance Center is a structure dedicated to the financial world, whose focus is on optimizing IT quality and alignment with the business. Through a model of measurement and control of the IT risk, we guarantee the effectiveness and efficiency of the information systems.

The work is carried out by specialists in possession of ISTQB certifications and deep knowledge of the main market and open source technology platforms, through which customers are supported to achieve the highest software quality in all their projects, being then carried out using waterfall and agile methods.