Our Markets

Solutions and services for the financial market

We support banks and financial institutions with a wide portfolio of specialized solutions and services based on innovatiove technologies.

20+ years of experience

15+ long-time customers

150+ specialists

Our offering

Our competencies range on a wide spectrum of areas including:

Software quality services

We help customers in the financial sector in defining strategies and testing processes, with the aim of improving the quality of the applications released, even if developed by third parties.


Solutions for consumer credit & NPL management

We support banks and financial institutions for credit management processes and offer a wide set of software modules for companies engaged in non-performing loans (NPL) and credit collection.

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Risk management & AML solutions

We help customers in risk assessment process for terrorism, corruption and anti-money laundering, through a modular platform based on probabilistic models and Machine Learning, to meet regulatory expectations.

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Treasury & Payments

We optimize the theme of liquidity management in response to new European regulations, through an innovative solution that integrates securities and cash settlement services.


We support customers on making of projects, providing high competence constantly updated.

Our team

  • A lean and efficient organization, under the leadership of TXT Top Management.
  • A proven Banking & Finance Management Team with longstanding industry experience and company tenure.
  • More than 130 people, of which approx. 100 working at customer premises.
  • On-site and off-site team, according to customer's needs.

Our certifications

Our partneships

Related News
Nov 9, 2018

T3M Innovation is now part of TXT Group

Press release, English
Press release, Italian



July 31, 2018

Executed today the agreement for the acquisition of Cheleo


Our management team

Enrico Magni


Michele Martini




Mario Turla


Bruno Roma

Chairman, Cheleo

Flavio Minari

Director, Cheleo

Giovanni De Stradis

Director, Assioma

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