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    • Who We Are
      • About Us
        • Company & Values
        • Leadership Team
        • Offices & Subsidiaries
        • All TXT Websites
        • A new era for TXT
    • What We Do
      • Our Markets
        • Aerospace & Defense
        • Industrial & Automotive
        • FinTech
        • Government & Public Sector
      • Insights
        • News & Press Releases
        • Events Calendar
        • Passion for Innovation
        • Strong Partnerships
        • Committed to quality
    • Careers
      • Company Life
        • Discover Our Mission
        • Life at TXT
        • Opportunities for Students
      • Current Vacancies
        • All Open Vacancies
        • Aerospace & Defense
        • Industrial & Automotive
        • FinTech
        • Government & Public Sector
    • Investors
      • INVESTORS
        • Financial News & Calendar
        • Financial Reports
        • Financial Analysts Coverage
        • TXT Investors' Club
        • Internal Dealing
        • Investors' FAQ
        • Shareholders’ Meeting
        • Corporate Governance
        • Share Buy Back
      • English
        Italian

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      Our Markets

      FinTech

      • What We Do
      • Our Markets
      • FinTech

        Specialised solutions for the financial market

        In recent years banks and financial institutions worldwide have followed the digital transformation journey previously occurred in other sectors; as a result, the financial market and its needs have changed drastically over the last decade. Today technologies as Artificial intelligence, Big data and Blockchain are allowing the creation of a fintech global ecosystem where banks, financial institutions, privates, and industrial and service companies are connected to exchange products, services and data in a safe and dynamic environment. 

        As first mover & Italian leader in Software Quality services for Italian Banking Industry, in the current evolving environment TXT is investing to provides banks, financial institutions and the connected players with best-in-class FinTech specialized services and proprietary solutions. We have consolidated our domestic leadership in the Independent Verification & Validation of supporting IT systems, we have searched and developed new platforms by leveraging deep-knowledge of technologies and 15+ years of relationships with our prestigious customers. 

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        MARKET SEGMENTS

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        OUR OFFERING

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        PRODUCTS

        SHAKE

        CONSULTING

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        MANAGEMENT TEAM

        Market Segments

        With our portfolio of proprietary solutions and specialized know-how in technologies, we cover different segments of the financial market; we provide our customers in different segments with new, evolving and compliant RegTech solutions, we offer innovative platforms for the management of Digital Payments and Consumer credit processes, we are developing a new platform for the Supply Chain Finance market.

        Banks & Payment Institutions

        Pioneer of software technologies for the Banking market, today we cover a wide range of customers’ ICT needs.

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        Insurance & Public Sector

        The new risk approach: discover how to make your compliance processes more efficient, reducing costs.

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        Cards & Payment instruments Issuers

        Innovative solutions for the management of digital payments and of other e-commerce transactions.

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        Funds & Industrial Groups

        We are developing our new FinTech platform tailored for the Supply Chain Finance market. Our innovative digital solutions are aimed to facilitate working capital financing

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        Our Offering

        We support banks and the financial market with a wide portfolio of specialised solutions and services based on innovative technologies. Our competencies range on a wide spectrum of areas including:

        Software
        Development &
        Quality Services

        We help customers in the financial sector in defining strategies and testing processes, with the aim of improving the quality of the applications released, even if developed by third parties. 

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        Solutions for consumer credit & NPL management

        We support banks and financial institutions for credit management processes and offer a wide set of software modules for companies engaged in non-performing loans (NPL) and credit collection.

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        Risk management & AML solutions 

        We help customers in risk assessment process for terrorism, corruption and anti-money laundering, through a modular platform based on probabilistic models and Machine Learning, to meet regulatory expectations. 

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        Payment Solutions & Innovation

        We provide innovative solutions for POS, smart POS and web or e-commerce apps that allow Issuers of cards, meal vouchers and other payment instruments to maximize the efficiency and the continuity of their business, in a safe way.

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        Supply Chain
        Finance

        We are developing a highly innovative digital platform that will host a wide range of financial solutions designed to support companies within various production and distribution chains.

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        UI/UX & Fast Prototyping

        Make interaction as simple and intuitive as possible  without losing sight the engagement aspect.

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        FinTech Products

        Our FinTech products range from best-in-class financial software for the management of financing to innovative platforms for different mission-critical needs as Risk management and Digital payments, offered as SaaS and designed to be responsive with unique customer needs. Our solutions rely on deep market know-how and emerging technologies, blended together with a strong commitment to success as partner of choice in the digital transformation journey for the financial market.

        Cheleo Suite

        Financial software modules for the management of Leasing, Loan, Salary-backed loan, Factoring, Non-performing loan (NPL) and more

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        Faraday

        RegTech platform for Anti-Money Laundering (AML), Anti-Corruption (AC), Anti-Terrorism (AT) and more

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        Assiopay

        Digital solutions for payments, vouchers, loyalty programs management and e-commerce.

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        Polaris

        Fintech digital platform for the Supply Chain Finance Programs

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        Consulting for FinTech

        We support Fintech market with a wide portfolio of specialised services based on innovative technologies. Our competencies range on a wide spectrum of areas including:

        Cyber Risk & Security

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        AI & Data Science

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        Cloud & Enterprise Architecture

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        Digital & Comms

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        Demand & Portfolio Management

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        IT Governance & IT Service Management

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        Business Process innovation

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        ERP Governance

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        Your partner in Digital Transformation

        Thanks to the distinctive skills of the group's professionals, TXT is recognised as a partner in supporting customers through the process of change generated by Information Technology through an operating model capable of integrating the distinctive skills of Management Consulting and specialist knowledge in ITC.

        Training & Education Services

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        TXT FinTech management team

        Daniele De Stradis

        Head of Software quality services Founder/CEO of Assioma - a TXT company

        Andrea Serra

        Head of Digital payments solutions Founder/CEO of Assiopay - a TXT company

        Michele Martini

        Head of Risk Management & AML Solutions Co-Founder/CEO of TXT Risk Solutions

        Mario Turla

        Head of Risk Management & AML Solutions Co-Founder/CEO of TXT Risk Solutions

        Bruno Roma

        Head of Solutions for Consumer credit & NPL management Co-Founder/Chairman of Cheleo - a TXT company

        Francesco Sacchi

        Head of solutions for the Supply Chain Finance Founder/CEO of TXT Working Capital Solutions

        Alberto Franceschini

        General Manager of Mac Solutions SA - a TXT company

        Gianfranco Ballerini

        Founder/CEO of Novigo Consulting - a TXT company

        Mariagrazia Brunetti

        Founder/CEO of Quence - a TXT company

        Andrea Zanotti

        Founder/CEO of LBA Consulting - a TXT company

        TXT logo

        TXT e-solutions S.p.A.

        Via Milano 150 - 20093 Cologno Monzese (MI), Italy

        Phone

        + 39 02 257711

        Fax

        + 39 02 25 78-994

        Contact Us

        TXT is an international IT Group, end-to-end provider of consultancy, software services and solutions, supporting the digital transformation of customers’ products and core processes. With a proprietary software portfolio and deep expertise in vertical domains, TXT operates across different markets, with a growing footprint in Aerospace, Aviation, Defense, Industrial, Government and Fintech.

        TXT is headquartered in Milan and has subsidiaries in Italy, Germany, the United Kingdom, France, Switzerland and the United States of America. The holding company TXT e-Solutions S.p.A, has been listed on the Italian Stock Exchange, STAR segment (TXT.MI), since July 2000.

        P.IVA 09768170152

        TXT è un Gruppo IT multinazionale, end-to-end provider di soluzioni software, consulenza e servizi a supporto della trasformazione digitale di prodotti e processi. Con un portafoglio di software proprietari e soluzioni verticali specializzate, TXT opera in diversi mercati, con una presenza crescente nei settori aerospaziale, aeronautico, della difesa, industriale, governativo e fintech.

        TXT ha sede a Milano e opera con società controllate in Italia, Germania, UK, Francia, Svizzera e Stati Uniti d’America. La Capogruppo TXT e-solutions S.p.A. è quotata presso Borsa Italiana, al Segmento Star (TXT.MI), da luglio 2000.

        P.IVA 09768170152

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